Your Australian Financial Journey Starts Here

Moving to Australia means navigating a completely different financial landscape. We help international students build solid money foundations from day one, so you can focus on your studies instead of worrying about budgets.

Get Your Financial Plan
International students collaborating on financial planning with laptops and documents
Erin Blackwood, International Student Finance Specialist

Erin Blackwood

International Student Finance Specialist

Real Support from People Who Get It

Both Erin and Saskia came to Australia as international students themselves. They know what it feels like to open your first Australian bank account, figure out tax returns, and stretch a student budget across an entire semester.

That lived experience shapes everything we do. We don't just give generic financial advice – we help you navigate the specific challenges that come with being far from home, dealing with exchange rates, and building credit in a new country.

Whether you're stressed about unexpected costs or trying to save for family visits home, we've walked in your shoes. Let us help you build the financial confidence you need to make the most of your Australian adventure.

Saskia van der Berg, Student Budget Coach

Saskia van der Berg

Student Budget Coach

Your Financial Growth Path

From arrival confusion to graduation confidence – here's how we support you at every stage.

First Month: Getting Set Up

Bank accounts, tax file numbers, and understanding Australian banking basics. We help you avoid common mistakes that cost international students hundreds in unnecessary fees.

You'll leave with a clear checklist and know exactly which bank products actually benefit students versus which ones are just expensive marketing.

Semester 1-2: Building Your System

Creating budgets that work with irregular income from part-time work and family support. We show you apps and tools that make sense for Australian banking.

Most students find they save 20-30% more each month once they have a system that accounts for both expected and surprise expenses.

Year 2+: Growing Confidence

Tax returns, investment basics, and planning for post-graduation life. By now you understand the system well enough to make strategic money decisions.

Students often start exploring their first investments or saving seriously for family visits during this phase.

Graduation & Beyond

Whether you're heading home or staying in Australia, you'll have skills that transfer anywhere. We help you make smart decisions about paying off student loans and building wealth.

Our graduates regularly tell us the financial habits they learned here gave them a significant head start compared to their peers.

Real Stories from Real Students

Here's what happens when international students get proper financial guidance from the start.

From Panic to Planning

Marcus came to us three months into his first semester, completely overwhelmed. His family was sending money, but he kept running short before the end of each month. He was using three different banking apps poorly and had already paid over $200 in unnecessary fees.

After working with Saskia, he consolidated his accounts and set up automatic savings that aligned with when his family transfers arrived. The fee reduction alone saved him $150 per month.

By mid-2024, Marcus had built up enough of an emergency buffer that he could handle unexpected expenses without panicking or calling home for extra money. He also started his first part-time job with confidence because he understood exactly how the tax and superannuation systems would affect his overall budget.

Now in 2025, he's helping newer international students in his engineering program get set up with basic budgeting. His advice? "Start with proper guidance right away instead of learning expensive lessons the hard way."

Student working on financial planning with calculator and documents spread on desk

Questions We Hear Most Often

Before You Arrive

Should I open an Australian bank account before I arrive?
Most banks let you start the process online, which can save you time during your first busy weeks. We recommend getting this sorted 2-3 weeks before you fly.
How much money should I bring for the first month?
Plan for $3,000-4,000 AUD to cover bond, initial groceries, phone plan, and unexpected setup costs. It's better to overestimate than struggle in your first weeks.
Can I start working immediately?
You need your Tax File Number first, which takes 1-2 weeks to arrive. We help you apply for this on day one so you can start job hunting quickly.

During Your Studies

How do I handle money from home and local earning?
We help you set up a system that accounts for both irregular family transfers and fluctuating work income. Most students find a two-account approach works well.
What if I can't find part-time work?
We adjust your budget to stretch family support further and help you understand which job search strategies work best for international students in your field.
Should I worry about building credit in Australia?
Not immediately. Focus on managing what you have first. We cover credit basics in your second year when you're more settled.